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Bill & Usage Credit Discount Electric Plans

Compare the best usage credit discount energy plans in Texas.

  • Compare Power
  • Best Bill Credit & Usage Credit Plans 
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Author

Graham Griffin

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Any product or company names, marks, or logos shown on this page are the property of their respective owners. ComparePower is an unaffiliated, independent marketplace.

Get discounts on your electricity bills throughout the year. 

We’ve rounded up our best bill credit usage discount energy plans so you can quickly find the best energy deals for your usage.

Enroll today: Fixed-rate plans are as low as $0.11 per kilowatt-hour ⤵️

Our bill credit plan picks 

Small spaces – Gexa Saver Value 12 

Apartments and smaller homes use less electricity throughout the year than large spaces. Gexa’s Saver Value 12 plan discounts your electricity bill by using between 500 and 1500 kWh monthly. We believe this bill credit plan offers a good fit for smaller spaces with lower monthly electricity usage.

Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver Value 12

Gexa Saver Value 12  Gexa Saver Value 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Saver Value 12

Large spaces – Gexa Saver Premium 12

Larger spaces, like multi-bedroom homes, use more electricity throughout the year than smaller spaces. Gexa’s Saver Premium 12 plan discounts your electricity bill by using more than 2000 kWh monthly. We believe this bill credit plan offers a good fit for larger spaces with higher monthly electricity usage.

Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver Premium 12

Gexa Saver Premium 12  Gexa Saver Premium 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Saver Premium 12
Table of Contents
  • Our bill credit plan picks 
  • What are bill credit energy plans?
  • Help Me Choose
  • 4Change Energy | Call 855-550-6663
  • Constellation | Call 855-798-2889
  • Frontier Utilities | Call 281-640-2117
  • Gexa Energy | Call 855-639-8210
  • Just Energy | Call 866-586-3564
  • New Power Texas | Call 888-316-0697
  • Compare all plans at a glance
  • How to switch 
  • Bill credits FAQs

What are bill credit energy plans?

Bill credit plans can be an excellent way to save if you understand your monthly electricity usage and are shopping with a full year of historical usage. 

After a year of sky-high electricity prices, bill credit plans could save you money on your monthly electricity bills if you can take advantage of the discounts.  

Bill credits can be a game changer for you, but you need to shop with your home’s electricity consumption to ensure you’re choosing the right plan for your home. 

Before you buy, enter your electricity usage here on ComparePower, and we’ll show you a detailed price breakdown for each plan.

Compare the prices of bill credit plans versus 12-month fixed-rate plans, so you know which plan will help you save the most on electricity throughout the year.

Find the right plan for your home and checkout in as little as five minutes, at no cost to you.

Help Me Choose

Are you curious about bill credit plans?

Find the right plan for your home in five easy steps.

Moving or Switching?
1 of 5

Are you moving in, or are you just looking to switch to a new electric company?

House or Apartment?
2 of 5

Is this for a House or an Apartment?

What’s your usage?
3 of 5

Choose your home type or enter your monthly usage to shop total monthly cost:

Small Home
500-1200 square feet,
~500kWh usage
Medium Home
1200-2000 square feet,
~1000kWh usage
Large Home
2000-3000 square feet,
~1500kWh usage
x-Large Home
3000+ square feet,
~2000kWh usage
Your own average
Enter your monthly kWh average
Enter your past usage history

Enter your own monthly usage history:

Some plans have different discounts, fees, and pricing tiers that may or may not apply each month depending on your usage.

ComparePower will calculate each month’s bill for every plan and show total cost for all bills combined.

Click on each month above to input as much usage data as you have. Then press the “next” button.

January
kWh
February
kWh
March
kWh
April
kWh
May
kWh
June
kWh
July
kWh
August
kWh
September
kWh
October
kWh
November
kWh
December
kWh

Things to consider...

Why is comparing monthly plan cost based on your usage so important?

Electricity companies advertise their best “price per kWh” rates based on an exact monthly usage (usually 1000 or 2000 kWh). But you don’t use exactly 1000 kWh or exactly 2000 kWh. No one does.

This advertised “price per kWh” doesn’t apply the same in different households that use different amounts of energy. It’s not the same as gasoline pricing where the “price per gallon” applies to every gallon.

Buy 1 gallon or 10, it’s all the same price per gallon.

This is simply not the case with electricity. Every plan has a different equation used to calculate your monthly bill. The math is complicated.

At ComparePower, that math has already been done for you for every plan. We show you total monthly energy costs for all the plans based on your expected monthly usage.

This way you can be confident you aren’t signing up for a low advertised rate but instead choose a rate based on costs for your usage. That’s real power.

How can I find out how much I expect to use?

Moving?

  • choose a usage based on home size, or
  • Not sure? Click here use our estimator tool

Switching?

  • look at your past bills and click here to enter your estimated monthly usage or
  • Have your usage history for past bills? Click here to leverage our most powerful tool and shop based on your usage history.

Terms / Contracts
4 of 5

What contact terms interest you?

IMPORTANT NOTE:

If you move out before your fixed-rate contract is up, don’t worry. You will NOT be charged an early termination fee if you cancel your service because you are moving. Texas law!

Things to consider...

Will I be charged a fee if I move out or cancel service before the end of my contract?

Texas law states that in the event of a move out, energy companies cannot charge a contract “early termination fee”.

This enables you to choose any term contract you like without fear of being charged a large fee if you have to move.

If you enter into a contract and switch providers (not move, but switch providers at the same address) more than 14 days early of your contract’s expiration, you will be charged an early termination fee.

So, don’t worry about your lease length or if you have to move. Just be sure to not switch providers before 14 days early of your contract expiration. You can determine you expiration date by calling your provider, or it may be printed on your bill.

How important is “Going Green”?
5 of 5

Green Energy is energy generated from renewable resource like wind and solar.

Things to consider...

What is “Going Green” with energy?

Green Energy, also called Renewable Energy or Renewable Energy Content, is energy generated by Wind, Hydroelectric Dams, Solar Panels, etc.

As opposed to Coal or Nuclear processes, these Green Resources are easily replenished and take less of a toll on Earth’s ecosystem.

How does my choice make an impact?

When you elect to purchase 100% Green Energy the amount of energy your home uses is added back into the Energy Grid by renewable resources only (Wind, Hyrdoelectric, Solar, etc.)

The electricity itself is the same, you are just ensuring that the method used to generate it takes less of a toll on our natural resources.

Estimator Tool

1. Size of home:

2. Number of residents:

3. Your energy habits:

Approximate monthly kWh usage:

690 kWh

Disclaimer: This tool is for approximation purposes only. Accuracy is not guaranteed or implied.

The approximated monthly usage is based on an average over 12 months. Air conditioning and heating costs can vary and often account for up to 50 percent of your home’s energy use during different seasons.

Factors such as size of your home, weather, construction, heating and cooling equipment type, insulation, and family living habits will influence your actual usage.

4Change Energy | Call 855-550-6663

Learn more about bill and usage credit plans from 4Change Energy and find the right plan for your home.

4Change Energy Rates, Prices, Plans, and Reviews

4Change Maxx Saver Select 12 

4Change Maxx Saver Select 12  4Change Maxx Saver Select 12 is one of several bill credit plans available from 4Change Energy. Bill credit plans can be an excellent option for your home, but you need to…
Learn more 4Change Maxx Saver Select 12 
4Change Energy Rates, Prices, Plans, and Reviews

4Change Maxx Saver Select 24

4Change Maxx Saver Select 4Change Maxx Saver Select 24 is one of numerous bill credit plans available in Texas. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more 4Change Maxx Saver Select 24

Constellation | Call 855-798-2889

Learn more about bill and usage credit plans from Constellation and find the right plan for your home.

Constellation Energy Rates, Prices, Plans, and Reviews

Constellation 36 Month Usage Bill Credit  

Constellation 36 Month Usage Bill Credit  Constellation 36 Month Usage Bill Credit is one of several bill credit plans offered by Constellation. Bill credit plans can be an excellent option for your home, but you need…
Learn more Constellation 36 Month Usage Bill Credit  
Constellation Energy Rates, Prices, Plans, and Reviews

Constellation 12 Month Usage Bill Credit 

Constellation 12 Month Usage Bill Credit  Constellation 12 Month Usage Bill Credit is one of several bill credit plans offered by Constellation. Bill credit plans can be an excellent option for your home, but you need…
Learn more Constellation 12 Month Usage Bill Credit 

Frontier Utilities | Call 281-640-2117

Learn more about bill and usage credit plans from Frontier Utilities and find the right plan for your home.

Frontier Utilities Energy Rates, Prices, Plans, and Reviews

Frontier Saver Plus 12

Frontier Saver Plus 12 Frontier Saver Plus 12 is one of numerous bill credit plans offered by Frontier Utilities. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Frontier Saver Plus 12
Frontier Utilities Energy Rates, Prices, Plans, and Reviews

Frontier Super Value 12

Frontier Super Value 12 Frontier Super Value 12 is one of numerous bill credit plans offered by Frontier Utilities. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Frontier Super Value 12
Frontier Utilities Energy Rates, Prices, Plans, and Reviews

Frontier Max 12

Frontier Max 12 Frontier Max 12 is one of numerous bill credit plans offered by Frontier Utilities. Bill credit plans can be an excellent option for your home, but you need to shop with your home’s…
Learn more Frontier Max 12
Frontier Utilities Energy Rates, Prices, Plans, and Reviews

Frontier Beat the Heat 12

Frontier Beat the Heat 12 Frontier Beat the Heat 12 is one of numerous bill credit plans offered by Frontier Utilities.    Bill credit plans can be a great option for your home, but you need to…
Learn more Frontier Beat the Heat 12

Gexa Energy | Call 855-639-8210

Learn more about bill and usage credit plans from Gexa Energy and find the right plan for your home.

Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Eco Saver Plus 12

Gexa Eco Saver Plus 12 Gexa Eco Saver Plus 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to…
Learn more Gexa Eco Saver Plus 12
Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver Deluxe 12

Gexa Saver Deluxe 12 Gexa Saver Deluxe 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Saver Deluxe 12
Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver 12

Gexa Saver 12 Gexa Saver 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with your home’s…
Learn more Gexa Saver 12
Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver Advantage 12

Gexa Saver Advantage 12 Gexa Saver Advantage 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Saver Advantage 12
Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver Value 12

Gexa Saver Value 12  Gexa Saver Value 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Saver Value 12
Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Saver Premium 12

Gexa Saver Premium 12  Gexa Saver Premium 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Saver Premium 12
Gexa Energy Rates, Prices, Plans, and Reviews

Gexa Superb Saver 12

Gexa Superb Saver 12  Gexa Superb Saver 12 is one of numerous bill credit plans offered by Gexa Energy. Bill credit plans can be an excellent option for your home, but you need to shop with…
Learn more Gexa Superb Saver 12

Just Energy | Call 866-586-3564

Learn more about bill and usage credit plans from Just Energy and find the right plan for your home.

Just Energy Rates, Prices, Plans, and Reviews

Just Energy Power Plus 36 

Just Energy Power Plus 36  Just Energy Power Plus 36 is one of numerous bill credit plans offered by Just Energy. Bill credit plans can be an excellent option for your home, but you need to…
Learn more Just Energy Power Plus 36 

New Power Texas | Call 888-316-0697

Learn more about bill and usage credit plans from New Power Texas and find the right plan for your home.

new power texas

New Power Texas Power of Credit 36 

New Power Texas Power of Credit 36  New Power Texas Power of Credit 36 is one of numerous bill credit plans offered by New Power Texas. Bill credit plans can be an excellent option for your…
Learn more New Power Texas Power of Credit 36 
new power texas

New Power Texas Power of Credit 24 

New Power Power of Credit 24  New Power Texas Power of Credit 24 is one of numerous bill credit plans offered by New Power Texas. Bill credit plans can be an excellent option for your home,…
Learn more New Power Texas Power of Credit 24 
new power texas

New Power Texas Power of Credit 12 

New Power Texas Power of Credit 12  New Power Texas Power of Credit 12 is one of numerous bill credit plans offered by New Power Texas.       Bill credit plans can be an excellent option for your…
Learn more New Power Texas Power of Credit 12 

Which bill and usage credit plan is right for you?

You’ve probably seen advertisements for energy plans that include bill and usage credits. 

Discounts on your electricity can help cut down on your electricity bills, but which plan is right for you? 

The short answer is that it depends on your electricity usage. A bill or usage credit plan will be ideal if you know you will hit the minimum usage to get the discount. 

Take a closer look at each provider’s bill and usage credit plans. Each plan varies slightly, so it’s vital to look at the details to ensure they fit your home. 

Bill credit discounts

ProviderDiscountUsage
4Change Energy$1001000+ kWh
Constellation$35-501000-2000+ kWh
Frontier Utilities$100-1251000-2500 kWh
Gexa Energy$35-125500-2500 kWh
Just Energy$1001000+ kWh
New Power Texas$951000+ kWh

Compare all plans at a glance

PlanProviderDiscountUsageEarly Termination FeeUpgrades
Maxx Saver Select 124Change Energy$1001000+ kWh$20/month remaining$19.95/month for green energy
Maxx Saver Select 244Change Energy$1001000+ kWh$20/month remaining$19.95/month for green energy
36 Month Usage CreditConstellation$35-501000-2000+ kWh$150n/a
12 Month Usage CreditConstellation$35-501000-2000+ kWh$150n/a
Saver Plus 12Frontier Utilities$1251000+ kWh$150n/a
Super Value 12Frontier Utilities$1001000+ kWh$150n/a
Max 12Frontier Utilities$1002000-2500 kWh$150n/a
Eco Saver Plus 12Gexa Energy$1251000+ kWh$150n/a
Saver Deluxe 12Gexa Energy$1001000-2000 kWh$150n/a
Saver 12Gexa Energy$951000+ kWh$150n/a
Saver Advantage 12Gexa Energy$40-801000-2500 kWh$150n/a
Saver Value 12Gexa Energy$35-50500-1500 kWh$150n/a
Saver Premium 12Gexa Energy$1002000+ kWh$150n/a
Superb Saver 12Gexa Energy$50-1001500-2500 kWh$150n/a
Power Plus 36Just Energy$1001000+ kWh$175JustGreen renewable energy
Power of Credit 36New Power Texas$951000+ kWh$125n/a
Power of Credit 24New Power Texas$951000+ kWh$125n/a
Power of Credit 12New Power Texas$951000+ kWh$125n/a

How to switch 

You can save money by switching energy providers. Market conditions are constantly changing, so it is critical to shop for a lower rate each year when your contract expires. 

When your current energy contract expires, your energy provider will typically raise your electricity rate. If you do nothing, you will be charged a monthly rate significantly higher than the plan you signed up for.

Check the rates of competing electricity companies before renewing your contract. Switching could save you hundreds to thousands of dollars on your electric bill each year.

Switching is easy: 

  • You don’t have to contact your current company to cancel (no “break-up call”) 
  • No one comes to your home 
  • There is no disruption to your electricity supply 
  • It takes just minutes 

When you decide to switch, your new electricity provider will handle everything, including terminating service with your previous provider.

When you switch, your lights remain on. Your Transmission and Distribution Utility provides electricity in Texas (TDU).

When you switch energy providers, the wires and poles that deliver electricity to your home remain unchanged. As a result, the dependability of your service is unaffected.

Without incurring an early termination fee, you can choose any date within 14 days of your contract’s expiration date. You are protected under Texas law.

Find out how many months are left on your contract if you’re still under contract. Most providers allow you to schedule a future start date up to 60 days in advance.

Even if you’re well into your contract, the savings on your monthly bill from switching companies may outweigh the fee for breaking your current contract.

If you’re ready to make the switch and want to know how to find the best plan, remember that understanding your usage is the best way to find the lowest rate. To do so, you’ll need to collect usage data for the previous 12 months. 

Texas energy companies 

Looking for a great Texas electric company? 

You can sign up for services from companies like TXU Energy, Reliant, Direct Energy, and others. 

To view rates, learn more, or sign up, select the company of your choice.

Energy CompaniesPhone Number
4Change Energy855-550-6663
Reliant855-887-2194
Frontier Utilities866-763-5084
Gexa Energy855-639-8210
TXU Energy866-370-2440
Payless Power855-854-8482
Pulse Power888-853-4522
New Power888-316-0697

Texas energy by zip code 

Find low-cost electricity by zip code. To find competitive rates in your area, enter your zip code below.

Popular ZIP codes:
75001 75002 75006 75007 75009 75010 75011 75013 75015 75019 75020 75021 75022 75023 75024 75025 75028 75032 75033 75034 75035 75038 75039 75040 75041 75042 75043 75044 75046 75048 75050 75051 75052 75054 75056 75057 75058 75060 75061 75062

Texas energy near you 

Are you looking for a lower electricity rate in another city? If so, you can find the location below and then sign up for a more affordable electricity plan by clicking here. 

If your city is not on the list, use the zip code finder to find a rate lower than what you currently pay.

  • Houston, TX
  • Mission, TX
  • Fort Worth, TX
  • Dallas, TX
  • Midland, TX
  • Mcallen, TX
  • Pearland, TX
  • Corpus Christi, TX
  • Big Spring, TX
  • Alvin, TX
  • Katy, TX
  • Abilene, TX
  • Sugar Land, TX
  • Arlington, TX
  • Missouri City, TX
  • Laredo, TX
  • Loraine, TX
  • Richmond, TX
  • Harlingen, TX
  • Edinburg, TX
  • Plano, TX
  • Cypress, TX
  • Killeen, TX
  • Humble, TX
  • Friendswood, TX
  • Dickinson, TX
  • Grand Prairie, TX
  • Mesquite, TX
  • Angleton, TX
  • Tyler, TX
  • Eagle Pass, TX
  • Allen, TX
  • Spring, TX
  • Austin, TX
  • Eden, TX
  • Belton, TX
  • Carrollton, TX
  • Baytown, TX
  • San Benito, TX
  • Mansfield, TX

Bill credits FAQs

What are electricity bill credits?

A bill or usage credit is a discount on your electricity bill when you use a certain amount of electricity each month. Most bill or usage credit plans have higher costs for electricity that are offset by these discounts. 

Are usage credit plans worth it?

It all depends on your usage habits. For households that hit the minimum electricity consumption required to get the discount, a bill or usage credit can help you cut down your electricity bill.

Interested in bill and usage credit electricity plans? Find out which plan is right for you with your home usage history on ComparePower.

Is this information helpful?

Does this page help you make a more informed energy decision?

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